The Power of Creating Clarity

Specifically designed with agents and brokers in mind — bringing clarity
and transparency to every transaction.

Buying a home is a team effort — and it should be treated that way. The I Know Penny App provides timely, up-to-date resources for homebuyers, realtors, and loan officers.

When a buyer needs to contact either their realtor or loan officer, all they need to do is click the contact tab — co-branded with both parties’ contact information.

Get access to accurate information on how much home clients can afford. No more “No more telling clients, ‘You can qualify for around $XXX,XXX, but check with me before writing an offer”

As an agent, you can pre-screen homes to avoid wasting time and gas showing properties outside your client’s price range.

As an agent, you have access to the ‘holy grail’ of technologies — empowering you to print and share your own pre-approvals.

Easily check the live status of loans.

Push notifications at each loan milestone.

New conditions can be uploaded through the I Know Penny App for a hassle-free experience.

Custom DTI Calculator

So when a Buyer needs to get in contact with either the Realtor or Loan Officer, all they need to do is click on the contact tab. It’s co-branded with all the contact information from both the Realtor and Loan Officer.

Instant Pre Approval Letter

Providing clarity of price to Buyers and Realtors only goes so far. There is another huge road block that stops the process from running smoothly and is causes many headaches. Getting a pre-approval letter from the loan officer to the buyer or realtor is usually dependent on a phone call or email.

Milestones

Providing exceptional service doesn’t stop after an offer has been accepted. The loan process can seem tedious and lengthy to Buyers, so the best way to simplify it is by creating a set of milestones they will go through. We wanted to create a cheat sheet of sorts for our Buyers, which outlines each step of the process and helps set clear expectations along the way.

Conditions Collection

Delayed loan-condition submission is often the number-one cause of late closings. Document gathering can be a lengthy, difficult, and painful process for you—and even more so for your Home Buyers. The Conditions tab of the Pre-Approve Me App takes all of this into consideration and goes a step further by simplifying the process, allowing Buyers to upload documents directly, track their progress, and stay informed every step of the way.

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