Cornerstone Loan Options

Cornerstone Mortgage has a loan option available for every situation. This is just the start of loan and rate options that Cornerstone Mortgage can secure for you. Get in touch to learn more.

NO DOWN PAYMENT

LOW DOWN PAYMENT

DOWN-PAYMENT ASSISTANCE

FIXED RATE

ADJUSTABLE RATE

RENOVATION LOAN

VA LOAN

FHA

USDA

Are You Ready to Get Started?

Buying a house is likely to be the single biggest investment you will make in your lifetime. It’s totally normal to feel nervous and to have questions. The team at Cornerstone Mortgage is here to answer your questions, explain the process, and set your mind at ease so you can attain your dream of becoming a homeowner.

CONFORMING LOANS

20% Down Program

Borrowers that want instant equity with the lowest payment will often choose this option.

10% Down Program

Borrowers that want a balance between instant equity and a lower payment will often choose this option.

5% Down Program

Borrowers That have a limited down payment or want to retain their savings will often choose this option.

HIGH BALANCE LOANS

20% Down Program

Borrowers that want instant equity with the lowest payment will often choose this option.

10% Down Program

Borrowers that want a balance between instant equity and a lower payment will often choose this option.

JUMBO LOANS

20% Down Program

Borrowers that want instant equity with the lowest payment will often choose this option.

10% Down Program

Borrowers that want a balance between instant equity and a lower payment will often choose this option.

Interest Only Options

Borrowers that want a balance between instant equity and a lower payment will often choose this option.

Asset Depletion

Borrowers that are self-employed or have significant liquid Assets often choose this option.

GOVERNMENT LOANS + PROGRAMS

FHA (Federal Housing Authority)

Borrowers who have minimal down payment will often choose this option.

Reverse Mortgage

Borrowers who are of retirement age 62 and no longer want a monthly payment will often choose this option

HARP – Home Affordable Refinance Program

Borrowers not behind on their payments, but have been unable to refinance often choose this option.

VA (Veteran Administration)

Military veterans who have minimal down payment will often choose this option.

HUD Loan

Borrowers with poor credit or no down payment will often choose this option.

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